Advance Healthcare Planning Part 2:
Why Filling Out Your Forms is Not Enough

In Part One of this article, I discussed why every mentally-competent individual over the age of 18 needs to have advance healthcare plans in place. Here we will look at the in’s and out’s of how to make sure your plans will be able to be put into effect when the time comes. To put the importance of Advance Healthcare Planning (AHP) into perspective, consider the following facts:

• Doctors are trained to preserve and save lives and for many it is difficult and sometimes considered a professional failure to broach the subject of death and referral to palliative care or Hospice services rather than to suggest yet another treatment with slim possibilities of helping the patient to recover.

• According to the Center for Disease Control the vast majority of Americans say they want to die at home, but 75% die in a hospital or nursing home.

• Almost 1/3 of Americans see 10 or more doctors in the last 6 months of their life, most dying in the ICU. (Source: Dartmouth Atlas of Healthcare, 2005)

• In 2009, Medicare paid $55 billion just for doctor and hospital bills for the last two months of patients’ lives. That’s more than the budget for the Department of Homeland Security or the Department of Education. It’s been estimated that 20-30% of these medical expenses may have had no meaningful impact. Most of these bills were paid by the Federal government with few or no questions asked. (Source: The Cost of Dying, 60 Minutes, 8/8/10)

As mentioned, most of us who have even filled out our Advance Healthcare Directives, are woefully in the dark about some very important aspects of how this all works. Basically, filling out the forms simply isn’t enough. That’s only one of five critically important things you have to do to ensure that whoever you appoint as your Healthcare Proxy will be able to speak competently on your behalf if, and when, you cannot speak for yourself. The five key things you need to do are:

1. Educate Yourself and Others: Before you fill out any forms, educate yourself about all the terms and nuances involved. Understand the purpose of each form as well as what it can and cannot do. Here are some fundamental points you should be aware of:
• A Healthcare Proxy is a legal document. It can be overridden by either a revised form or by your spoken word (when conscious and mentally competent). Your proxy is only called upon if and when important healthcare decisions need to be made and you are unable to do so for yourself. This means, anytime you are having surgery and being anesthetized, are unconscious briefly or for an extended period of time, or are declared mentally incompetent to speak for yourself. If you don’t have this form filled out in advance of need, then you forfeit the opportunity to exercise your right to choose a spokesperson.

• Remember, according to the U.S. Census Bureau, 28% of us die before reaching the age of 65 – so do yourself and your family a great service by educating yourself and them about Advance Healthcare Planning.

• When selecting your healthcare proxy and alternate proxy, your obvious choice is often not the right one. Don’t worry about offending anyone for not choosing them, but be sure to explain to them why you made another choice. For example, my brother was my obvious choice, but when I reflected on how hard it was for him to be around our mother when she was dying, I realized how hard it would be for him to serve me in that way and chose someone else, but have made sure he will be well-informed and able to just focus on being my loving brother. Other than the legal criteria spelled out by your state laws, consider the following in choosing your proxy. Pick someone who:
• Knows you well and will respect your wishes and needs even if they would make different personal choices.

• Can provide a safe emotional space to share your thoughts and feelings without imposing theirs on you.

• Will be able to take care of him or herself while serving in this capacity for you.

• Will support your needs even when the going gets tough.

• Will be able to speak up to doctors and caregivers to be sure your wishes are honored.

• Will stay informed of your condition and be available to make important decisions.

• Is likely to be available in the future. For example, does he/she live close by? If not, will they come if needed?

• Will be able to be assertive in handling potential conflicts between your family, friends, doctors, and/or caregivers?

• A Living Will is not always considered a legal document, but is intended to provide clear and convincing evidence of your wishes regarding care and treatment in the event that you are deemed to have no reasonable expectation of recovery. The purpose of a living will is to exercise your right to instruct your doctors and caregivers to withhold or withdraw treatments that would simply prolong your life under such conditions and to focus instead of keeping you comfortable and pain-free. Specific treatments that are often withheld or withdrawn are:

• Cardiac Resuscitation (CPR) is a group of treatments used when someone’s heart and/or breathing ceases. CPR attempts to restart the heart and breathing through mouth-to-mouth breathing, pressing on the chest to circulate the blood, electric shock, and/or drugs to stimulate the heart. When used quickly in response to a sudden event like a heart attack or drowning, it can be life saving. However, if someone has stopped breathing for more that 4-6 minutes lack of oxygen to the brain may lead to brain damage. It is important to realize that the success rate for CPR is extremely low for people at the end of a terminal disease process – especially for the elderly where successful CPR, if achieved at all, is seldom sustainable and often results in broken ribs.

• Mechanical Respiration involves inserting a tube through the nose or mouth and into the windpipe, forcing air into the lungs. For the dying patient, mechanical ventilation often merely prolongs the dying process until some other body system fails. It can supply oxygen, but it cannot improve the underlying condition.

• Artificial Nutrition and Hydration can save one’s life by supplementing or replacing ordinary eating and drinking when used while the body is healing. It can also be used long-term for those with serious intestinal disorders or an irreversible and end-stage condition. Withdrawing artificial nutrition and hydration does not cause starvation or pain to the patient and no legal or ethical issues exist when this is done in accordance with the patient’s wishes. It is the underlying disease and NOT the withdrawal of treatment that causes death.

• Antibiotics are often used in hospitals and other healthcare facilities where elderly and terminally ill patients are often vulnerable to contagious and opportunistic infections. Antibiotics tend to weaken the immune system and make the patient susceptible to other infections and a downward spiral of one infection and antibiotic after another.

• Maximum Pain Relief, including the use of narcotic medications for the terminally ill patient is considered by many to be truly compassionate and humane. It is indeed for this purpose that these medications exist because they enable doctors to effectively treat most pain and keep the patient comfortable.

2. Fill Out Your Forms: As mentioned in Part 1 of this article, there are lots of wonderful websites to consult about the in’s and out’s of Advance Healthcare Planning. For the state of New York, for example, I recommend going to Excellus BlueCross BlueShield to view their Advance Care Planning booklet which can be downloaded from their site. Similar sites exist for all states and provide detailed explanations of the in’s and out’s of Advance Healthcare Planning and provide the state’s forms.

3. Communicate Effectively
Talk to your healthcare proxy, family, loved ones, and doctors about the specifics of your wishes regarding end-of-life care. Don’t be surprised if they resist and/or insist they don’t want to talk about things like that. Ask them to listen for you because it is important to you and because you do not want any squabbling or misunderstanding over your wishes regarding care and your choice of a Healthcare Proxy.

4. Distribute and Enforce: Plain and simple – what good are your forms if no one knows where they are or what they say? You need to know where your forms are and you need to make copies and distribute them to your doctor(s), proxy and alternate proxy, and bring a copy when being admitted to the hospital or having a same day surgery – in other words, any time you might be put under anesthesia. Get a business card-size proxy form for your wallet. There is one, for example, that can be used for anyone from any state at the end of the Excellus BlueCross Blue Shield Advance Care Planning booklet mentioned in #2 above. Also, keep a copy of your proxy and Living Will in the glove compartment of your car and bring them with you whenever traveling – especially overseas.

5. Review Your Decisions at Least Each Year: When looking over your forms each year, be sure to check online to find out if there have been any changes in your state’s laws regarding AHP. If so, review those to be sure your forms and understanding of the laws are up to date. If needed, redo your forms and redistribute them as discussed in #4 above. Each year and whenever there is a major change such as a change in the law or a new medical treatment option that might affect your choices or you receive a terminal diagnosis, have a change of marital status, relationship, or a change of heart review your Healthcare Proxy and Living Will to be sure they remain an accurate reflection of your wishes.

Advance Healthcare Planning is your right, but it is your responsibility to get in the driver’s seat and exercise that right. That is not a one-time thing. Circumstances change and so do our minds. Pay attention and take care of your precious self so others can take care of you according to your wishes if such a time comes.

Please circulate this article among your social network – it might save someone’s life or at least save them from a lot of heartbreak.

couch with stained glass and domed ceilings

As a mentor and grief counselor, I hear a lot about people’s deepest beliefs and fears and how they are challenged when life gets hard. I am particularly fascinated by how those who profess a belief in god integrate that belief into their lives.

What does it mean to believe in god? In its broadest sense, it means having a worldview that includes the existence of god. Merriam-Webster dictionary defines god as “the Being perfect in power, wisdom, and goodness who is worshipped as creator and ruler of the universe.” Inherent in this definition is a hierarchical relationship to god in which we are inferior or less than god. Perhaps that accounts for our humanity and our inability to ever achieve perfection in our personal power, wisdom, and goodness.

Indeed, there are many things that we do not or cannot know. This is the territory of faith, trust, and surrender. Yet, some people lose faith in god when things happen that they do not understand or are unable to comprehend. For example, when a child dies. Some people lose their faith saying things like, “What kind of a god would let a child die?” Others give up on god because they cannot abide by the hard knocks they have encountered in their lives. They stop believing in god because they have a stronger belief that god has failed them. So, they fire god and declare themselves the god of their life. These gods are way too small.

When we require god to make sense to us, we limit god to our perceptual abilities. 

In his book, The Idea of the Holy, German theologian Rudolph Otto ponders how we are to stand in relationship to god. He concludes that we should stand before god in drop jaw awe – beyond words and concepts. I agree.  When we realize that god is beyond our comprehension, we stand at the edge of our unknowing either in fear or trust, depending on whether we imagine a wrathful or a loving god. 

Here are some questions to ask yourself:

ï         Why do I or don’t I believe in god?

ï         In what ways do I try to limit god?

ï         How is my relationship with god evident in how I live my life?

ï         Is your god unfathomable? If not, why not?

I would love to hear your thoughts about god. What do you believe and why?

An email I received from a reader provoked this article. She wrote “I’m 50 years old, sitting in a hospital room with my 43 year old husband, who is trying to recover from surgery for esophageal cancer. His diagnosis in early March sent me into a tailspin, triggering many unresolved fears that I have around the concept of mortality.” Like so many of us, this woman was thrown into the chaos of dealing with matters of life and death. Unfortunately, we do not do serious illness and death well in this country. Most of us don’t know what to say, what to do, or how to comfort one another. We never learned how because we live in a society that treats death like an invisible elephant in the room. Like a soldier having his first experience under fire in battle, nothing prepares you for the thoughts, feelings, and devouring experience of facing your own brink of death or that of a loved one.

Here are four sanity-saving and powerful keys to coping well when critical illness or death catches you by surprise.

Acknowledge and accept what is happening. Trying to pretend things are other than how they are only postpones dealing with reality. And, the only moment of our lives when we have any choices is the present one. So, it is important to do whatever is necessary to face the truth head on and settle into it so you can decide how to proceed. Pay attention not only to the news you are receiving, but to how you are reacting. Bear witness to what is happening inside yourself. Are you shocked? Angry? Unable to listen? In denial? Wanting to believe this is a lab error? These are all perfectly normal responses, but they do not serve as a solid foundation from which to respond to the situation.

As stated in a previous post:

Acceptance is a conscious choice to drop all forms of resistance to whatever has come present in the moment and making the most of it. Acceptance isn’t about liking or approving of something. It is about letting life flow and unfold without getting in the way. It is about being receptive rather than exerting resistance to what comes present.

(For more about acceptance see my previous article on the topic.)

Love yourself. It is not uncommon to be critical of your own ability or lack thereof to face the rigors of critical illness and death — your own or that of a loved one. Don’t hold your behavior up against some fantasy standard of how you “should” be thinking, feeling, and behaving. Stay present in the truth of how it IS for you and love yourself through it. That means not “shoulding” on yourself. Give yourself permission to be a mess mentally, physically, and/or emotionally. It means recognizing that you are in new territory and don’t have a reference point for what is “normal.” Choose to be kind and compassionate towards yourself and others in the situation, and allow yourself to experience your negative thoughts and feelings. When you deny or bottle them up, they build up pressure within you that will inevitably result in either an unattractive outburst or an implosion of negativity into your physical being. Let yourself be however you are. If you are the caregiver, it is easy to feel guilty or selfish for caring about your own comfort and well-being when your loved one is facing a life or death challenge. Remember that you must only give to others from your overflow. When your giving depletes your own needed resources, it is natural to feel resentment, anger, and self-pity. It is not bad to feel these things – they are perfectly normal reflections back to you that you are not taking care of yourself and need to do so. If you find yourself unable to cope – reach out for professional help – someone who can bear witness to your authentic experience and can teach you how to support yourself through it. Seek help from someone with seasoned experience dealing with dying, death, and bereavement.

Don’t attempt to protect others from the truth. When you tell yourself you are protecting another from a devastating truth, actually you are preventing them from having their own experience. This attempt to put a lid on or deny reality, is a choice to try to control the situation rather than allowing it to be as raw and real as it is. This is a decision based on fear. Alternatively, when we are authentic and tell the truth – no matter how unpleasant, we are respecting the other person’s right and ability to cope and are keeping the door of honest, intimate exchange open rather than playing the game of pretending the stakes aren’t as high as they are. Go against everything you have been taught about the great death taboo. Our society has trained us to avoid the “D” word. I say, “Say it outloud! Death is as essential to the human experience as life is – be vulnerable to it. Tell your loved ones what you are thinking and feeling. Talk about your beliefs – what matters to you and what you believe to be true. Give voice to your fears so others can love you through the experience.

Maintain mindfulness. Matters of life and death have a timeless quality, yet involve an endless bombardment of new thoughts, feelings, and experiences. Hold the intention of staying current with what is happening in the moment. We have all kinds of defense mechanisms for dealing with bad news – denial, shock, anger, isolation to name a few. Know that these are normal. Use some good questions to move yourself back into a functional awareness of what is happening. For example, ask yourself “What is the most loving thing I can do for myself in this moment?” or “How do I really feel about this?” “What are my options?” If you are the partner or loved one of the patient, consider asking these questions both of yourself and the patient. If a complicated hospitalization or prolonged illness is involved, keep a daily journal of what is happening for the patient medically, physically, mentally, emotionally, and spiritually. These notations often hold essential keys for better understanding the situation.

We may not have any control over the fact that we are all a phone call away from tragic news. However, we do have the ability to affect how we handle that news. Just do your best – that’s all any of us can really expect of ourselves.

Is there anything we take more for granted than life itself? We are alive – what a miracle! But here’s the question – What are you doing with your life?

  • Are you living it on the surface checking off endless to-do lists?
  • When was the last time you had a deep conversation with someone you love or a total stranger?
  • How well do you really know yourself, your family and friends?
  • When was the last time you explored your deepest beliefs about life and death and the spiritual dimension of it all?
  • From where do you draw meaning in your life?

When I was in college, I discovered The I Ching and was particularly fascinated by how this ancient book of oriental wisdom captured the comings and goings and the juxtaposition of joy and sorrow, light and dark, life and death in the human experience. Each movement in the dance of life has embedded within it opportunities and challenges to awaken one’s consciousness to an intuitive wisdom that is woven into the human experience. Yet, how many of us are paying attention to these deep messages of the mysteries of life and death?

Just as our physical muscles require exercise for optimum performance, so too does the part of our consciousness that is capable of perceiving life’s deepest mysteries and lessons. Surely, there are many sensual and delightful pleasures to be enjoyed and disturbing experiences to be avoided living on life’s surface. However, there are dimension of love, spiritual transcendence, compassion, and other rare gifts of life’s bounty that are only accessible to those who seek them and are willing to risk the vulnerability of residing in unfamiliar territory.

I attended a Death Café last week and was struck by how vastly private and diverse our experiences and approaches are to this rarified territory. The fact that seventy strangers showed up to talk about death with each other was a testament to the hunger many of us have to share the richer and deeper parts of ourselves. At my table of six only one person, a woman with stage four metastatic breast cancer had broken the death taboo with her own family with frank discussions about her prognosis and what that meant for them as a family. The rest of us were typical of the society as a whole, silenced on the topic yet hungry for existential meaning. Our conversation was energetic, profound, respectful of differences, and a refreshing opportunity to have others bear witness to our deepest truths and fears. I confess that I have a really strong aversion to the name “Death Café”, but once I got over that the experience itself was deeply enriching.

Our table was like a microcosm of the world at large. One person is living moment to moment with a terminal diagnosis, another is a devout member of a local Bruderhof Christian community, and two had only a vague sense of what they believed. Another discounted any and all beliefs regarding death and/or what happens after death because all is purely speculation from his point of view. I would describe myself as deeply spiritual, but not religious and one who spends a significant amount of time probing, expanding, and uplifting my consciousness. As diverse as our points of view were, there we all were with a shared desire to let total strangers into our private inner worlds to our most passionately held and life affirming and altering beliefs.

Conversations like this with ourselves, our loved ones or total strangers are important because they provide an opportunity for us to claim and affirm what resonates and reverberates as truth within us. This kind of sharing exercises those deeper consciousness muscles so that we can learn to rely upon them as our core strength. Recognizing this inner truth within ourselves serves to guide us in making our daily and life altering decisions in alignment with this inner compass of knowledge and belief. As we share deeply with others, we broaden our horizons and bridge the gap of our otherwise very private inner worlds. Instead of giving each other an airbrushed version of ourselves, we risk the vulnerability of letting others know who we most profoundly know ourselves to be.

In my own life’s journey so far, one of the things that is most precious to me is deeply connecting with another person in such a way that we experience a kind of transcendence into a sacred territory of mutual respect and oneness. Yet, these moments of encounter are very few and far between despite the fact that I have a lot of like-minded friends. I can’t help but wonder why we spend so much of our time disconnected from each other or engaging in right/wrong power struggles rather than both/and transcendence.

A final set of questions:

How deeply do you know yourself?

How deeply do you let your family and friends know you?

How precious are you making the gift of your life?

Are you living as though your humanity, mortality, and divinity really matter? If yes, how? If not, why not and what might you be willing to do differently?

How do you imagine our shared world could be different if we really lived as though our humanity, mortality, and divinity really mattered?

I have far more I’d like to say on this topic than can be contained in a single post. So I will summarize my top five here and do follow-up articles on each of the five in the future series, What To Do When A Loved One Is Dying: Parts 1-5.

1. Don’t assume you are supposed to know what to do.
We live in a death-denying culture that has a hard time even saying the word “death.” Needless to say, we are not taught how to face our own death or that of a loved one, and are likely to panic in death’s presence. Or at the very least, we’re likely to be ill at ease because we don’t know what to do or not do. So start by recognizing this state of affairs, and don’t pressure yourself to “do it right.” When someone you love is dying, it’s okay to be a mess — just try not to dump your mess on others — especially the one who is dying.

This goes for others as well. No two people are going to respond the same way and most will be woefully unprepared and unskilled at dealing with the situation. This will not, however, stop some from shirking their responsibility or being self-appointed bullies demanding that others follow their lead.

Lead with your heart — keep your love flowing with the dying person and others as well — if possible. Nothing is more important than loving each other. Do your best and then some.

2. Make it a priority to demonstrate your love for the person who is dying. 
The fact that your loved one is dying can be overwhelming and scary. Do your best not to let that get in the way of keeping your love alive as you see them off on their journey into the unknown territory of death. Love them up, down and sideways, but don’t make a big deal about it — just let your love flow and watch for little things that you can do to be of service to them. If you enter your loved one’s room and say something like, “Your color looks good today,” when you both know he or she is dying, your real communication says, “I can’t handle this and need to pretend it isn’t happening.” Be honest. Be authentic. Be you. It’s okay to let them see your fear and distress, but don’t let that overshadow your love. Express your gratitude to them for the ways they enriched your life, share happy memories and yes, do say goodbye — but do it tenderly. Don’t be afraid to touch the dying. Nothing communicates our love more than holding hands and stroking our loved one’s hair.

Tailor your efforts according to the time available. Respect the fact that time can be very short from hearing the prognosis to the actual time of death. One of my personal pet peeves is when people are inconvenienced by the news, as though their loved one should have checked on their availability rather than having the audacity to sound the red alert at an inopportune moment. When your mother has a 50/50 chance of making it through the night, you don’t show up four days later!

3. Respect the authority of the dying to make his or her own decisions.
The person who is dying is the boss. If they are conscious enough to be making their own decisions — don’t bully them into doing things your way. Just as sure as you are that your way is right for you, know that their way is right for them no matter how different it is from your own. If someone holding a healthcare proxy is in charge, his or her authority is to be equally respected. Ideally, each of us gets our ducks in a row before our dying time. In reality, most do not. As a result, a lot of financial, legal, physical, mental, emotional and spiritual life-or-death decisions get made in a hurry, at the last minute. This can cause a lot of chaos, confusion, conflict and mixed up emotions among family and loved ones. Do your best to quickly align yourself with the wishes of the dying. It is their death, not yours.

4. Accept that he or she is dying. Don’t fight against it.
It’s fine to hope that things will turn around and death will be postponed. However, if death is what is happening, it helps enormously to accept that fact. We are taught to fight against death like it is an evil monster. In fact, death is as normal as birth — we just haven’t been trained to see it that way. I find it sad when doctors and loved ones subject the dying to endless invasive drugs, tests and procedures when it is obvious that it is time to die. I am an enthusiastic supporter of hospice care for the dying.

Each of us is born one moment of one day, we die one moment of another day and have an unknown number of days to live in between. Make the most of the time you and your loved one have left together. Fill it with tenderness and be of loving service to their wishes and needs. Give them a good send off.

5. Contribute to maintaining a peaceful environment.
When someone is dying, they have enough to do handling their own process, which might include physical pain, fear, emotional turmoil, confusion, regrets, etc. Assume that any discord in their environment will add to their load and be unkind on the part of those causing it. Even if the dying person is seemingly unconscious, assume he or she can hear and be affected by everything that happens around them. If family members are squabbling, take it outside of the room. Consider the dying room a sacred space where only love and comforting activities are allowed unless the dying person requests otherwise.

Just give your loved one the best send off possible leaving no regrets.

If you had to plan a funeral for a loved one tomorrow, would you know what to do and what not to do?  Most of us are woefully unprepared when faced with this task and must do so while grieving the loss of someone for whom we care deeply.  So, consider investing a mere half hour of your time NOW so when the time comes, you can rise to the occasion with your wits about you.

If you are lucky, when called upon to actually plan a funeral or memorial, the deceased will have already pre-planned the funeral and all you will have to do is contact the funeral home and they will take it from there.  Unfortunately, only about 25% of funerals are pre-planned according to the National Funeral Directors Association (NFDA). http://www.usatoday.com/story/news/2013/05/29/funeral-pre-planning/2370935/     So, in the vast majority of cases, you are on your own to figure out how to honor the deceased.

No matter what kind of ritual or ceremony you deem appropriate, in most states you will be required to retain the services of a funeral director at the very least to transport the body from the place of death to whatever comes next.  Laws differ from state to state, so it’s important to know the laws involved.  Matters can be further complicated if the deceased needs to be moved from one state to another.

In the old model of funeral planning, we would appear on the doorstep of the funeral home in our grief and rely on the funeral director to guide us through our decision-making.  That’s a pretty vulnerable situation to be in making such tender-hearted and financially significant decisions.  Under such circumstances, it is not uncommon to overspend in an effort to prove the depth of our love for the deceased.  Not knowing what decisions need to be made, we are likely to think we ought not forego anything that “most people do” whether it suits our needs and pocketbook or not.

Planning can get very complicated, very stressful, and very expensive, very fast. Funerals are an expensive proposition.  The NFDA estimates the average cost of a funeral in the US, including a burial vault, to be  $8,343.  http://nfda.org/about-funeral-service-/trends-and-statistics.html  So, it pays to be a well-informed consumer before you start contacting funeral directors.

Here are a few free online resources that are well worth a visit before actually making plans with a funeral director.

http://www.imsorrytohear.com offers complimentary funeral planning tools and advice to help us be more savvy consumers of funeral-related products.  Here are some of the highlights of what they offer:

-They are in the process of rolling out a directory of all the funeral homes in the US and Canada.  To date, information is online for 17 states and is projected to include all US states by year-end.  Simply enter your zip code, city/state, or add personal preferences such as religion or services offered and the site will tell you what funeral homes meet your needs and display reviews left from prior customers.   Not all listings are comprehensive yet, but those that are include license status, ownership (corporate vs. Independent), religious/cultural offerings, a list of services offered, the funeral director’s name, and professional associations.  Eventually, this site will also include Canadian funeral providers, pricing, and other funeral vendors that can assist with other aspects of end-of-life planning.  This is an invaluable resource for comparing the offerings of potential funeral homes side by side.

-A comprehensive and downloadable funeral planning checklist guides you through the information and decisions you will need to address before, during, and after the funeral.  This includes a copy of the Funeral Rule enforced by the Federal Trade Commission, which details our rights as consumers of funeral products and services.

-A casket guide that details the various options and price ranges of caskets.

-A description of key consumer advocacy groups.

-Contact information for state funeral planning boards that regulate the licensure and practice of funeral directors and embalmers.

-Funeral planning tips and educational articles.

www.Efuneral.com  While the name does not imply it, this site offers comprehensive resources for end-of-life planning such as legalities (including wills, trusts, and advance healthcare directives); caregiving, hospice and palliative care services; facing dementia and terminal illnesses; and grieving as well as funeral planning resources.  In terms of funeral planning, the site offers:

-A detailed funeral arrangements guide

-A funeral planning tool that allows you to comparison shop different funeral homes, browse reviews, and manage your planning budget.

-An archive of articles and videos on the various topics covered by the site.

-Advise and tips on such topics as estate planning, saving money on funeral expenses, helping a loved one through sickness, or broaching the subject of end-of-life care with elderly parents.

www.funeralwise.com/FuneralPlanning claims to offer you everything you need to know about funerals and planning, including:

-A step-by-step online funeral planning guide detailing who to call when the death occurs; arranging for transporting the deceased; planning the funeral and cremation or burial; and post-funeral matters.

-An explanation of funeral customs by ethnicity, culture, and religion.

-A description of funeral etiquette for various circumstances and situations.

-Guidance for dealing with grief.

-A search tool to find funeral homes and cemeteries by geographic location to comparison shop

-A guide to pet loss

-A store that offers sympathy bouquets, memorial items, books, and music.

When researching online resources for funeral planning pay close attention to the vested interest of the site.  For example, while the above are fundamentally educational sites, others are sponsored by online retailers or individual funeral homes.  So, always consider the source.

I encourage you to take the time NOW to research these and other websites so you are prepared someday when you least expect to need them.  This brief education will go a long way to prepare you to step up when called upon to actually plan a funeral or memorial to honor one of your loved ones.

Steve Jobs’ last words, spoken with great delight, were, “Oh wow! Oh wow! Oh wow!” What was he seeing? Perhaps what those returning from near-death experiences consistently report — a sense of moving through a dark tunnel beckoned by a compelling bright light, feelings of peace and well-being, the knowledge of being outside of the body, what some call an intense feeling of unconditional love, and encounters with beings of light. This piercing of the veil of “the other side” unwaveringly suggests that “passing over” is a beautiful experience.

In stark contrast to these images, we live with a cultural consciousness about death that personifies it as “the Grim Reaper” or “the Angel of Death.” Not knowing when or how our time will come, many live in fear of the unknown and uncontrollable aspects of death with a sense of a foreboding encounter with darkness and evil. Nowhere is this more vividly demonstrated than in an Internet image search of the word “death” that yields haunting black-and-white images of skulls, crossbones, and the Grim Reaper. I encourage you to take a moment and do an image search now. These portrayals demonstrate the power of the death taboo on both our conscious and unconscious awareness.

Among the top 10 images, several date back to artwork from the 1300s during the Black Plague when half the European population was wiped out. The plague was considered a form of punishment by God. Symbolically representing death — with depictions of skeletons, skulls, and crossbones — was a common way of mocking it in order to reduce feelings of helplessness and anxiety. People wore these death symbols on their clothing as a way to fool Death into thinking that they had already been touched and should therefore be left alone. If these images are indeed a valid reflection of the collective consciousness about death today, it is no wonder that so many live in fear of death and treat it like the unspeakable elephant in the room.

As children, we could run to the comfort of our parents with our fears. It is a sad commentary on our society that as adults so many of us silence and suppress our own fears about death’s unknowns, concern about unmanageable pain, the loss of control over one’s own life, and the possibility of being isolated from loved ones at life’s end. Rather than sharing our beliefs, thoughts, fears, and concerns about dying and death, we suffer in silence having no idea how to wrap our brains around the reality of death or to even broach the subject with our loved ones or doctors. Far too many of us, including terminally ill patients, put a smile on our face and silently suffer in emotional isolation. The death taboo interferes with our ability to have a healthy relationship with death.

The good news is that since the 1960s, momentum has been building to transform our culture of death. Among the most apparent changes and influences:

    • Beginning in the late 1950s, the conversation about human mortality and the American culture of death moved from academia and religious institutions to the general public — raising the topic from our unconscious to conscious minds.
    • The hospice movement came to the U.S. in the 1970s, exposing the dying and their families to healthier role models of how to relate to death.
    • The sharing of accounts of near-death experiences in popular literature began in the mid-70s, consistently offering beautiful new images of death.
    • Philanthropic funding led by the Robert Wood Johnson Foundation and George Soros’ Open Society Foundation began in the 1980s, and focused on changing theculture of death in America through legislation, public engagement, and changes in the fundamental philosophy of death in the professional education of doctors and nurses.
    • In 2011, the 79 million baby boomers began turning 65 at a rate of 10,000 each day. This will continue for another 17 years.
  • A 2009 Newsweek poll estimated that 93 million Americans (30 percent) self-identify as “spiritual but not religious,” saying they are deeply spiritual but claim no specific religious affiliations. This group has doubled in size in the past decade and is a driving force of change in social rituals around birth, marriage, and death that are not rooted in religious doctrines.

Buoyed by the confluence of these forces, this is an exciting historical moment where matters of our beliefs and values regarding life and death are concerned. Both culturally and individually, we have a great opportunity to rethink our most fundamental definitions of “birth” and “death.” Our physical and spiritual understanding of these terms must be reconciled in the process. Here are some questions to ponder:

  • When does life start and when does it end?
  • Are these terms specific to the physical beginning and ending of life or are there other dimensions of our existence that precede and follow what we commonly refer to as a lifespan?
  • Is the physical birth and death and lifespan of an individual all there is?
  • Or, is there more than meets our eyes?
  • Is the start of life “good” and the end “bad” as reflected in current social attitudes?
  • Or, is this a matter of interpretation?
  • How does the fact that the personhood you commonly know as yourself will die inform the way you live your life?
  • When a loved one is dying, are you able to bring your authentic self to the situation and be a comfort, helper, and to communicate your loving fearlessly?

Never has there been a time when we had a greater opportunity to reevaluate our beliefs and values regarding life and death and to hold ourselves accountable for the quality of our relationship to both. Let’s talk about this. Please share your thoughts below.

There’s been a big push in recent years to educate the public about Advance Healthcare Planning (AHP). The focus has been primarily on the forms you need to fill out and why they are so important. But, there is so much more to it than filling out forms that is far more important and will be discussed in Part 2 of this article. For now, let’s focus on what Advance Healthcare Planning is and who needs it.

Advance Healthcare Planning is about providing clear and convincing evidence of your wishes in the event of a life or death health crisis when you are unable to speak on your own behalf. Here’s how AHP works. The legal requirements, forms, and recommendations for expressing your wishes are regulated by each state and vary from state to state. There are lots of great websites that will let you know what is required in your state. One of my favorites is http://www.caringinfo.org. It provides extremely clear information about AHP, what you need to know, and provides downloadable forms for each state. If you are someone who spends a significant amount of time in a second or third state, such as many “snowbirds” do,” be sure to fill out forms for both states and carry them with you when you travel. This is important because not all states have reciprocity with one another.

Generally speaking, there are two documents involved. The first is a Healthcare Proxy, which is a legal document in which you empower someone else to speak on your behalf regarding end-of-life healthcare. The second is a Living Will, which is not a legal instrument, but is intended for the purpose of giving specific information about what kinds of life sustaining treatments you do and do not want. Unfortunately, most of us have been presented with these documents as part of a package of forms that we are filling out with our attorney as part of our estate planning or we are asked to fill them out when being admitted to the hospital. As a result, we rarely understand their full implications and intricacies and fill them out in a rush.

Now, let’s look at who needs a healthcare proxy and a living will. The answer is simple – every adult who is mentally competent. I know, most people think you don’t need to worry about this stuff until you are old, but the reality is you don’t have to be old to die. Death and health tragedies happen every single day to healthy young people texting in cars, drinking and driving, on the football field, in domestic disputes, and innumerable other ways. For example, we have a new baby in our family who was just named after his mother’s brother who died at the age of 17 in a bizarre car accident.

Dealing with these realities is hard in a society that perpetuates a death taboo that makes us not want to think about, talk about, or deal with the realities of aging, dying, and death. However, educating ourselves about these normal parts of life and taking responsibility for ourselves by living with our affairs in order is a matter of personal responsibility. Plain and simple, there are two great reasons for tending to your advance healthcare planning. First, it is the only way to make sure that your voice is heard if and when a health crisis arises and you are unable to speak for yourself. Second, it avoids family trauma and squabbling over what should or shouldn’t be done for you in time of crisis. So, if you don’t yet have your advance healthcare plans in order, what possible good reason do you have? Please, please, please make this an urgent priority. And, please read Part 2 of this article, which will provide lots of the ins and outs and intricacies of how to really make sure your advance healthcare plans work for you.

Judith with her Mother

This is a picture of my mother, Grace Mundy, six months before her death in 2006. We shared a home during the final nine years of her life. Being her friend and caregiver through to her death was a walk through the valley of the shadow of death. It taught me the following life and death lessons that I will always treasure.

1. It’s okay to be afraid. It is perfectly normal to have fear about your own death or that of a loved one. Every fiber of our being has been acculturated to survival and to fear of the unfamiliar. So, don’t deny your fear — you can’t move past it until you own it and realize that it is just one of several possibilities of how to view the situation. Fear can either stop us in our tracks or be used as a steppingstone to learning and growing and strengthening ourselves. The choice is ours to make.

2. Let nothing be more important than loving each other. When all is said and done in our lives, most of us find that our greatest treasures were tender and heartfelt moments shared with others. So remember that as you journey through your life. Next time someone you care about is feeling blue, receives a terminal diagnosis, or is simply getting really old, make time to share your heart with them. Override the inclination to buy into your own excuses about how you don’t have the time or energy or don’t know what to say or do or it simply isn’t convenient to show up for them.

When my mother was dying, there was one person she kept asking to see because there was unfinished business between them. Four times she asked — one when in intensive care with a 50/50 chance of making it through the night. Each time I called this person and shared my mother’s request, she showed up four days later with an entourage that minimized the opportunity for them to have one-on-one time together. The resolution never occurred between them, but my mother made peace with the situation in her own heart before she died. Ego positions prevent the flow of love between people.

3. Everyone who is dying needs an advocate who loves them. When someone is critically ill or simply frail, they need their own energy just to cope and to heal if that is an option. There may be all kinds of specialists being called in to consult on the case and all too often the left hand doesn’t know what the right hand is doing. Someone needs to keep track and connect the dots.

In my mother’s case, for example, she kept getting infections commonly spread in hospitals. Each infection brought on yet another antibiotic with another set of side effects that would make her susceptible to yet another opportunistic infection and another antibiotic would be prescribed and so on. I used to spend seven to ten hours a day with her when she was hospitalized just to keep track of all the things they were doing to her and I was busy all the time. It wasn’t until after it was all over that I realized I should have kept a notebook handy and that the specialists were myopically focused on treating her symptoms.

4. Death is not a popular topic among doctors. The medical model for terminal disease and death is a work in progress. Many doctors, having taken an oath to preserve life, perceive a patient’s death or the need to surrender them to palliative care as a personal failure. So expect most doctors to do everything they can think of to keep your loved one going and don’t expect them to broach the subjects of palliative care or death.
Between hospitalizations, my mother paid a lot of visits to the ER and it was there that one brave doctor finally took me aside and told me that there was really nothing further medically that could be done for her and suggested that we consider hospice care. I burst into tears, he held me, and comforted me until I was over the shock of hearing what no one wants to hear — that your loved one is, indeed, going down a slippery slope toward death. I will always be grateful to him for telling me the truth so we could adjust our plans accordingly.

5. No matter how anyone else’s behavior looks to us, they are doing the best that they can. I’ve adopted a favorite expression that we are all doing the best we can and this is what it looks like. Each of us is a complex assortment of skills, abilities, fears, traits and preferences. Compassion comes forward when we realize that how we think another “should” behave is of no significance, for indeed, if we walked in their shoes, we would likely behave no differently than they do. Particularly in stressful times, compassion for one another goes a very long way.

6. When someone you love is dying, it is their dying not yours. No matter how smart you are or how certain that your own ideas of what should or should not be done are the “right” way, your job is not to lead the way but rather to follow the lead of the one who is dying. Let them die their way, not yours. If they want to be alone, let them. If they don’t want to eat, let them. If they want to change their will, let them. If they want to talk about dying, let them. Your job is to support them not to direct them.

7. Don’t leave yourself with any regrets. Whether you are the person dying or the one loving and supporting the dying to their death, your job is simply to do your best to be true to yourself without hurting others. Pay attention inwardly and be bold about honoring yourself. If there is unfinished business, let the one who is dying decide whether or not to tend to it. Don’t forget to practice forgiveness and to lavishly let those you love hear you tell them so or to experience that love through your actions.

Beautiful purple rose in a cemetery

The centerpiece of the American culture of death is a taboo that inhibits our ability to encounter the territory of dying, death, and bereavement with wisdom, competency, and discernment. We are acculturated to fear and resist death. However, this inhibition also deprives us of some of the greatest intimacy, tenderness, and depth of connection available in the human experience.

Our culture sanitizes dying and death, not only by diverting our attention to the technological medical gymnastics that just might avert death’s approach, but by juxtaposing death to life as though one is inherently bad and the other intrinsically good. We live in a polarity consciousness of good versus bad, right versus wrong, rather than both/and. While there is a place for optimism, there is also a place for reality where death is concerned.

All too often we flee into the illusionary safety of denial rather than accepting that we, or one we love, is dying. Under the influence of the death taboo, we are far more likely to enter the room of a dying loved one with a cheerful “your color looks good today, honey” than to express our unbridled truth of “I think you are dying and I’m scared and don’t want to lose you.”

We assume the truth would be too unbearable. Under the guise of protecting one another (or perhaps ourselves) we silently comply with the overriding belief that it is better not to give voice to death. However, when we don’t tell the truth to each other about death’s presence, we buy into a kind of dishonesty that contaminates our relationship and fosters a gulf of separation and isolation even between the most loving partners.
Why underestimate each other? What if the other person doesn’t want to be protected?  What if our statements of false hope, intended to protect the other person from our truth, instead tell them that we can’t handle the truth? What if that prevents them from fulfilling their need to draw closer, in deference to our apparent inability to cope? What if buying into our fear is depriving us of a depth of loving we have never known before?  What if this is our last chance to bridge a gap between us, to make room for greater honesty and intimacy?  What if this is our last chance for forgiveness or learning about truths previously withheld that will die with our loved one?  What if a brave step into the vulnerable land of honesty in the face of death would open the door to unimaginable treasures? How sad to live in a lie at the end of one’s life. How sad to risk regrets, not realizing the blessings that come with the alternative – a depth of intimacy that we may never have experienced before and that will never be available again.

Being vulnerable at these times and willing to go where we have never been before allows us to be of service to one another in handling unfinished business such as saying goodbyes, extending or asking for forgiveness, letting go of secrets, asking for answers, expressing our love, putting our affairs in order, and tending to whatever we feel the need to attend to before death comes. I remember how my mother and I consciously embraced her dying process by giving each other the freedom to express whatever was present for us. We drew our hearts together rather than letting a wall of withholding come between us. We had profound conversations about the meaning of life and death and our respective beliefs about God. She filled in the blanks about pieces of her history that never quite made sense to me. She told me what mattered to her most and whom she wanted to see. I got to know dimensions of her that I never noticed before. We dropped all masks and pretenses and shared an intimacy we had never broached before in those final months. I am so bountiful with her love and was left with no regrets.

Sadly, if the approach of death is not acknowledged then the dying and his or her loved ones are denied access to the very resources, such as Hospice care, that can provide maximum physical and emotional comfort. Hospice and palliative care workers are skilled in supporting and mentoring us through to the end of life, showing us the path to the very wisdom, competency, and discernment that our death taboo stifles in us. Ironically, there are blessings at death’s door that are only available to those who accept death’s presence. So, don’t be afraid to touch death – enter this territory with your heart wide open and partake of the full range of its sweetness and its sorrow, its wisdom and its blessings.